Current Rates
Current variable mortgage rate is
2.04%
Current prime rate is
3.20%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.94%
- $522.77
- 3.79%
- $514.70
- $8.07
-
- 1 Year
- 3.79%
- $514.70
- 3.09%
- $477.88
- $36.82
-
- 2 Years
- 4.14%
- $533.64
- 3.39%
- $493.48
- $40.16
-
- 3 Years
- 4.49%
- $552.92
- 3.89%
- $520.07
- $32.84
-
- 4 Years
- 5.04%
- $583.88
- 4.09%
- $530.91
- $52.97
-
- 5 Years
- 5.39%
- $604.00
- 4.19%
- $536.37
- $67.63
-
- 7 Years
- 5.55%
- $613.31
- 4.79%
- $569.71
- $43.60
-
- 10 Years
- 5.80%
- $627.97
- 4.94%
- $578.19
- $49.77
Request a Call Back
Let us call you back when it's convenient for you!
Thanks for contacting us! We will get in touch with you shortly.
MORTGAGE TIP
As you may, or may not, have noticed the Bond Yields have continued to rise … currently at 1.258; where as 1.08 this time a week ago.
The general rule of thumb was to expect a 1.3% spread between Bond and 5yr Insured Rate. Over the last while we are seeing the spread more in the 1.2% range … and even if we settle to a 1.1% spread … we should be seeing 5yr rates increase to approximately 2.35%
If you are in a variable rate mortgage, it might be a good time to give me a call to lock in.
James L James, October 12th
Our calculators will allow you to explore your Mortgage options.
I'm Interested!Thanks James! It feels great to finally have it all finished. I know you worked really hard on this one and I am so grateful.
Cheers,
Jocelyn L, Port Renfrew, BC
Thank you so much James for all your hard work I honestly really appreciate it, you guys are amazing your team is amazing your friends are amazing I really thank you from the bottom of our hearts so thank you
Ron & Karen, Sooke, BC
Hi James
Thanks again for all your help. All went very smoothly and I would be happy to recommend your services.
Cate T, Victoria BC
I would definitely recommend James to anyone looking for a new mortgage or to renew. He managed to save us quite a bit of money compared to what our bank was offering and really took the time to make sure we understood everything. He really went above and beyond for us. Thanks James!!
Jessica G
James is an absolutely exceptional mortgage professional. He made me feel extremely comfortable throughout the process and made himself available, even beyond business hours. He takes his profession extremely seriously and I recommend him to everyone I can.
Victoria H
I went to all the local banks/credit unions before visiting James on a neighbour’s suggestion. He gave me the answers I needed the day we called and ended up saving me thousands compared to what “my bank” was willing to offer. I would recommend James to anyone. The service and advice are definitely 5 stars!!
Johan T
James is a great guy. Knowledgeable and personable. I wouldn’t go anywhere else.
Shawn M
James was very upfront and worked hard to find me the best available mortgage rate! Thanks a lot James!
Dillon B
James managed to beat my banks rate significantly and his service was absolutely exceptional. I would genuinely recommend he be the first stop for anyone looking for mortgage financing.
Hailey P
James rocks. SO smart. He knows mortgages. Call him you wont regret.
GD, Victoria, BC
Lenders
How much is your home worth?
Thanks for contacting us! We will get in touch with you shortly.