Current Rates

Current variable mortgage rate is

0.99%

Current prime rate is

2.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 3.04%
    • $475.30
    • 2.79%
    • $462.54
    • $12.76
    • 1 Year
    • 2.79%
    • $462.54
    • 2.19%
    • $432.68
    • $29.86
    • 2 Years
    • 2.94%
    • $470.17
    • 1.99%
    • $422.97
    • $47.20
    • 3 Years
    • 3.49%
    • $498.74
    • 2.34%
    • $440.04
    • $58.71
    • 4 Years
    • 3.74%
    • $512.02
    • 2.49%
    • $447.47
    • $64.55
    • 5 Years
    • 4.59%
    • $558.49
    • 2.59%
    • $452.46
    • $106.03
    • 7 Years
    • 5.35%
    • $601.69
    • 2.94%
    • $470.17
    • $131.52
    • 10 Years
    • 5.60%
    • $616.23
    • 3.30%
    • $488.77
    • $127.45
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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MORTGAGE TIP

As you may, or may not, have noticed the Bond Yields have continued to rise … currently at 1.258; where as 1.08 this time a week ago.

The general rule of thumb was to expect a 1.3% spread between Bond and 5yr Insured Rate.  Over the last while we are seeing the spread more in the 1.2% range … and even if we settle to a 1.1% spread … we should be seeing 5yr rates increase to approximately 2.35%

If you are in a variable rate mortgage, it might be a good time to give me a call to lock in.

 

James L James, October 12th

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